contact-main-nav
 

Bank Executive Business Outlook Surveys

Promontory Interfinancial Network launched its inaugural Bank Executive Business Outlook Survey in Q1 2015 to reinforce its commitment to the banking industry. The survey was designed to gather and share information about bank decision-makers’ experiences over the past year and their expectations for how the industry landscape may change over the coming year. Participation, which is limited to bank CEOs, presidents, and CFOs, has grown substantially since its inception. Learn more.

Annual Bank Executive Business Outlook Survey Report

For bankers, 2018 was a turning point. Bankers noted a number of factors—weaker growth in loan demand, higher funding costs, more competition for deposits—that underscored a much tougher environment for the industry.

Read More

Bank Executive Business Outlook Survey, 2018, Q4

The banking sector has become decidedly pessimistic about the future of the U.S. economy and what it means for financial institutions.

Read More

Bank Executive Business Outlook Survey, 2018, Q3

On November 6, 2018, Americans went to the polls to vote on which party would control the House of Representatives and the U.S. Senate.

Read More

Bank Executive Business Outlook Survey, 2018, Q2

In May, President Trump signed into law a bill to provide some targeted regulatory relief from the Dodd-Frank Act. The Economic Growth, Regulatory Relief, and Consumer Protection Act has been generally praised by the banking industry—but what provisions are most impactful to banks?

Read More

Bank Executive Business Outlook Survey, 2018, Q1

Banker experiences over the past 12 months and their overall confidence in the next 12 months hit new lows since we started tracking these measures more than three years ago.

Read More

Annual Bank Executive Business Outlook Survey Report

For bankers, the 2017 Bank Experience Index was strong and steady throughout—and got hot at the end.

Read More

Bank Executive Business Outlook Survey, 2017, Q4

Across a number of survey indicators, bankers’ views about the current state of the industry, as well as their expectations about its future, are pointing up.

Read More

Bank Executive Business Outlook Survey, 2017, Q3

Banks have been flush with deposits for some time now. Yet it appears that the competition for deposits has been heating up over the past year, and according to this quarter’s report of the Bank Executive Business Outlook Survey, it’s only going to get hotter.

Read More

Bank Executive Business Outlook Survey, 2017, Q2

It’s not tax season, but based on the responses from this quarter’s report on the Bank Executive Business Outlook Survey, the tax code is clearly on the minds of bank executives.

Read More

Bank Executive Business Outlook Survey, 2017, Q1

As a fintech firm, Promontory Interfinancial Network prides itself on providing innovative, technology-driven solutions for the banking sector. Therefore, it is not surprising that I am particularly interested in the section of this quarter’s report on the Bank Executive Business Outlook Survey that focuses on Artificial Intelligence (AI) and what it means for the banking industry.

Read More

Bank Executive Business Outlook Survey, 2016, Q4

If there is one word that would sum up the findings from this edition of the Bank Executive Business Outlook Survey it would be “divergence.” On the one hand, the transition to a new presidential administration and its potential impact on banking regulation and tax policy, alongside rising interest rates, are driving bankers to predict that 2017 is likely to be a very good year for banking.

Read More

2017 Funding and Deposits Report

The marketplace for deposits remained relatively stable throughout 2016. The small increase in the federal funds rate at the end of 2015 did raise the cost of funding, but, overall, funding costs stayed at historically low rates and most banks—money center institutions, large regional banks, and community banks—remained fairly flush with deposits.

Read More

Bank Executive Business Outlook Survey, 2016, Q3

For those betting that the direction of the economy and the banking sector would become clearer this fall, you may need to pull out your wallets and pay up. After rising for two consecutive quarters, the Banker Confidence IndexSM (Index) dropped in the third quarter by 2 points over the 2nd quarter to 50.1—indicating that the banking sector is still cautious about its prospects over the next year.

Read More

Bank Executive Business Outlook Survey, 2016, Q2

The second quarter of 2016 did not offer a lot of answers for bank leaders looking to assess the direction of the economy and their industry. In general, C-level bank executives expressed a degree of optimism about some of the core conditions affecting their institutions.

Read More

Bank Executive Business Outlook Survey, 2016, Q1

A year ago when Promontory Interfinancial Network’s Bank Executive Business Outlook Survey was launched, the banking sector was generally bullish about the future of the industry. The prospect of Fed rate hikes and evidence of a rise in lending demand gave hope of a “return to normalcy” for the financial sector.

Read More

Bank Executive Business Outlook Survey, 2015, Q4

The big question of when the Federal Reserve would start raising rates was answered in December 2015. With that decision, the Federal Reserve changed the direction of interest rate policy for the first time since the advent of the financial crisis and Great Recession.

Read More

Bank Executive Business Outlook Survey, 2015, Q3

As momentum picks up for an expected rate increase at the end of 2015 or early 2016, bankers appear to be largely optimistic about the impact a potential increase might have on their institutions.

Read More

Bank Executive Business Outlook Survey, 2015, Q2

Until now, the primary evidence that we’re reaching the end of cheap funding for banks has been anecdotal. Statements from large banking-industry bellwethers have predicted an impending scramble for certain deposits and a steep rise in funding costs. Now, we’re seeing some early indications that the shift to a tighter funding environment is starting to happen.

Read More

Bank Executive Business Outlook Survey, 2015, Q1

The banking sector has experienced a period of unprecedented structural change in recent years. Today’s bankers contend with a myriad of challenges, including post-crisis regulations, a more demanding consumer, and new competition from inside and outside of the industry.

Read More