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    Metal Vault in the Shape of a Dollar Sign with the ICS logo

    Volatility Does Not Mean the End of Opportunity

    Offer your customers access to multi-million-dollar FDIC insurance on large cash deposits

    Thousands of banks across the country offer ICS®, or the Insured Cash Sweep® service, and CDARS®, providing customers with access to multi-million-dollar FDIC insurance on large deposits placed into demand deposit accounts, money market deposit accounts, and CDs. Customers work directly with a single bank and can

    A Win-Win for Your Customers and Your Bank

    While your customers will appreciate the benefits of using ICS and CDARS, your bank will, too. ICS and CDARS are brought to you by Promontory Interfinancial Network, a company that offers all-weather balance sheet and liquidity management tools to enhance banks' profitability. Thousands of banks choose the company’s services, whether seeking core or brokered deposits, retail or wholesale funding, fixed- or floating-rate pricing, overnight or term options, or millions or billions of dollars. The company’s services help banks to

    Endorsed Provider Logo for Independent Bankers Association of Texas shows tree and star on shield with words IBAT Endorsed Provider

    We're Here to Help

    For more information about Promontory Network services, or to get started, contact your Managing Directors in Texas for more information or assistance at (866) 776-6426. For North Texas, contact Chuck McBrayer at ext. 3432 or For Southern Texas, contact Chris Ely at ext. 5907 or

    Alternatively, contact one of our Treasury Desk professionals at ext. 8553 or

    Use of the ICS and CDARS services is subject to the terms, conditions, and disclosures set forth in the applicable program agreements, including the CDARS-ICS Participating Institution Agreement and applicable Deposit Placement Agreement. Limits apply, and customer eligibility criteria may apply. ICS program withdrawals are limited to six per month when using the ICS savings option. ICS, Insured Cash Sweep, and CDARS are registered service marks of Promontory Interfinancial Network, LLC.