As a depositor/investor, you can
- Access multi-million-dollar FDIC insurance on CD investments by working with just one financial institution that is a member of the CDARS® Network.
- Earn one interest rate on CD investments; there is no need to negotiate multiple rates or manually tally disbursements for each CD.
- Earn rates that, historically, have compared favorably to U.S. Treasuries.
- Receive one regular statement detailing your CD investments; you don’t have to manually consolidate statements.
- Benefit from daily compounding of interest.
- Enjoy not having to collateralize your deposits; this eliminates the time-consuming task of tracking changing collateral values on a recurring basis.
- Select from a variety of maturities ranging from 4 weeks to 260 weeks (5 years) – and choose the terms that best suit your investment needs.
- Be assured of no hidden fees of any kind; you will not be charged annual fees, subscription fees, or transaction fees.
- Potentially support lending initiatives, including special development projects that strengthen your local communities.
For more information, watch the video, How CDARS Works or visit cdars.com.